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Win $50K ….Download My Home Search App!

Not only can you download the best home search app available but you automatically have a chance to win $50K. Promotion ends March 31, 2014

Whether your looking to buy a house or just want to know what the price of the home down the street is. I have got the app for you! With over 10,000 people downloading and 4.7 out of 5 stars rating you are sure to be thrilled.  It is an awesome tool for staying connected with your homes property value as well.

Some Outstanding Features:

  • Powerful search in the palm of your hands
  • Beautiful Listing Display
  • Map-Based Search at the Tap of a Finger
  • Turn- By- Turn Navigation
  • Easily connect with me and send property inquiries instantly.
  • Draw a circle on the map or drop a pinpoint to search that area.
  • See property details and full-screen photos, get driving directions, mark your favorites, create notes about what you liked, or share it with family and friends.
  • Estimate your home loans with a free mortgage calculator.
  • View Open Houses in your area.
  • View Rental Properties in your area.

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Available on both Apple & Android just visit Your app store or go to http://app.kw.com/KW2CIEI95:
Once the app has downloaded enter code: KW2CIEI95
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Expanded & Remodeled Home ~ Open Sunday 1-3pm

Expanded & Remodeled Home 5 bedroom/ 2bath home that is sure to please! Lush landscaping highlights the front of the home that features vinyl siding with stone. Relax on a warm spring evening on the front porch watching the sun set. Step inside of the home where the first floor features two bedrooms, full remodeled bathroom, family room, spacious dining room, breakfast room and Remodeled Kitchen. The Remodeled Kitchen is ideal for the chef in your family with newer countertops, newer SS appliances, newer cabinets and ceramic tile floor. Enjoy breakfast in your breakfast room as you gaze out your bow window overlooking the front yard. The sliding glass door in the dining room leads to the rear yard with patio and above ground pool making it perfect for enjoying the warm weather with friends. Upstairs hosts 3 bedrooms and an updated bathroom.

Have a real estate question or want to take a look at the home? Contact Carol Swain today: (215) 431-8705 or Carol@SwainSells.com

Open House Sunday, January 19th from 1-3pm
85 Whitewood Dr
Levittown, Pa 19057

A 85 whitewood front C 85 eik E 85 eik G 85 breakfast room H 85 whitewood Br I 85 LR 3 whitewood I 85 LR whitewood

Real Estate News for January 2014

Keep in the know about your most valuable asset.  Your Home. And remember if you are thinking about putting your home on the market for the spring market, now is the time. As described in the video, buyers start looking and generally take two months before settling on a home that is right for them. That two month lag time means homes that are on the market now (or within the next few weeks) are in the best position to close in the spring.

Have a real estate question or want to take a look at the home? Contact Carol Swain today: (215) 431-8705 or Carol@SwainSells.com

Benefits of using a Real Estate Team Vs. a Single Agent

Many people don’t realize how much goes into trying buy or sell a home. Each real estate transaction comes with stacks of paperwork, showing requests that need coordination, inspection meetings, ongoing marketing obligations, frequent negotiation meetings, listing appointments, comparative market analysis, Multiple Listing Service modifications, numerous telephone and Internet requests for information, and much more. As a Realtor you are pulled in 50 different directions rending it hard to concentrate on one task.

real estate group

Below is a list of the benefits of hiring a Real Estate Team to sell your home:
· Multiplies the effective effort of getting your home sold.
· Significantly increases the attention to detail allowing your home to be presented in the best possible light.
· Doubles the availability to field calls and questions from buyers and buyers agents to facilitate a faster successful sale.
· Adds a “Checks and Balances” and consultative and team approach to all aspects of the sale of your home.
· Enhanced marketing of your home through more innovative channels.
· Tips and advice on what to do to get your home sold
· Our Marketing Director offers complimentary visits to your home to walk through it  and help you get it ready to be shown.  This also helps you prepare for pictures.  Remember pictures are the first thing potential buyers see on the internet and that determines whether or not they will look at your home.
· Constant attention: your transaction will not be set aside while others are completed.
· Less wasted time, keeping inertia moving towards the goal of getting your home sold.
· More availability to your agents for greater communication throughout the selling process.
· Better management of document flow to assist a timely escrow closing.
· Increased traffic through more timely and effective showing schedule coordination with buyers agents.
· Doubles the leveraging of the inherent talents and skill sets of your listing agents.
· The Agent Team concept allows for greater flexibility throughout the entire process.
· You’ve just added at least two new people to your circle of friends!
· No extra fees or costs for double the attention towards successfully selling your home!
. You get your desired results! We are full time professional real estate agent team with proven record for selling homes!

On top of it all, The Swain Real Estate Team is assisted by a transaction coordinator to help facilitate thorough and complete paperwork, a marketing assistant including complimentary professional photography services, and a licensed real estate agent assistant to handle some of our administrative tasks ensuring that we are efficiently and effectively using our time in working for you and marketing and selling your home!
If you’re thinking about the possibility of listing your home for sale and would like to explore your many options, call us at (215) 757-7257 or email Carol@SwainSells.com for a free and confidential consultation.

Schedule for us to come out to your home for a custom value analysis of your home and have a friendly and no-obligation chat on your plans to sell when the time is right for you!

Proud Owner/Partner of #1 Office in Bucks County, Pa

The Stats from 2013 are in! And as a partner/owner of Keller Williams Real Estate in Langhorne I am proud to announce that our office was ranked NUMBER 1 in units SOLD in Bucks County, Pa.  If you know someone who is thinking about buying or selling please give them my name.  Referrals are the greatest compliment I can receive.
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If you are in the market to sell or buy contact us today at (215) 757-7257 or carol@swainsells.com.

How Drones Could Change Real Estate Sales

When you think about drones you don’t think real estate. A vision of the military in a foreign country come mind. With advances in technology and electronics technology it is possible to build a UVA (unmanned aerial vehicles), fly it to a specific location and land it. UAVs are able to transmit audio & video back to the controller. If a pilot loses contact with their UAV while in the air, many have a “go home” feature that will automatically fly the UAV back to the take off location to safely land by itself.

Reaper unmanned aerial vehicle

So why isn’t the use of UVAs more widespread? When approaching the subject from a legal standpoint we must consider the FAA policies, state & local laws. The FAA has been primarily focused on safety while state and local governments have been focused primarily on privacy issues. The FAA is suppose to define regulations and create guidelines for UAVs by 2015.

So what does this all mean for real estate? Well the use of UAVs could allow us to look at a house from every angle we have never seen before. UAVs will allow Realtors to capture images and quality video of the home from 8 to 80 feet away. Most often, Realtors relied on Google Earth and Helicopters for aerial views to enhance their listings. Who knows where we will go from here! There are many possibilities.

Have a real estate question or want to take a look at the home? Contact Carol Swain today: (215) 431-8705 or Carol@SwainSells.com

Want to know about VA Home Loans?

The VA Home Loan program makes it easier for veterans and active duty military to purchase a home in today’s real estate market. However, for many first time home buyers, buying a home seems almost impossible. This is not the case when you are dealing with The Swain Group, of
Keller Williams. The Swain Group specializes in Veterans, and active duty military homebuyers. We have the experience and knowledge dealing with the complexity of VA financing. The Swain Group will guide you through the process making it trouble-free.

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Benefits

· No Down Payment
· No Move-In Costs
· Low Payments
· Debt Consolidation Options
· Negotiable Interest Rate
· Ability to finance VA funding Fee
· Right to prepay without penalty
· No Mortgage insurance premiums

Steps to a VA Loan

1. Determining Eligiblity

VA guaranteed home loans benefit veterans because they do not need to make a down payment and there is no upper limit or required cap on the income of the borrower. Without a down payment as security against foreclosure, lenders receive a certificate of guaranty from VA. In essence, as gratitude for honorable military service, the government is vouching for the veteran’s trustworthiness to repay his/her debt.

To determine eligibility, a military veteran, active duty person, or a member of the national guard or selected reserves, must submit a VA Form 26-1880 along with proof of service (DD Form 214, a statement of active duty, or proof of participation in the national guard or reserves) to the VA Eligibility Center, P.O. Box 20729, Winston-Salem, NC 27120. Based on the applicant’s length and type of service, VA issues a certificate for each person determined eligible to apply for a VA guaranteed home loan. Check the status after ten days by calling 1 (888) 244-6711 between 8:00 – 4:00 Eastern time.

2. Viewing and Inspecting the Home

Home buyers usually use the services of state-licensed real estate agents to: determine an affordable price range, suggest certain home features suitable for the buyer, schedule home tours, negotiate sales contacts and hold earnest money deposits. State-licensed real estate professional can explain the legal requirements for buyers and sellers, and can refer buyers to local lenders and certified home inspectors. Buyers should accompany their preferred home inspector during the inspection of the property to ask questions about the home’s systems.

3. Requesting the Loan

Home buyers may want to contact a lender even before they sign a contract for a home, so that they can be pre-approved to determine their maximum mortgage amount. Home buyers who wish to obtain a VA guaranteed loan should make sure that the sales contract includes a phrase, sometimes called a financing contingency, making the contract subject to approval for a VA guaranteed loan. Lenders verify and review past and present job and credit history of home applicants, and compare it with VA loan approval guidelines. If the documents with the loan request cannot be approved, then additional written information must be presented to the lender or the VA for further consideration.

VA Lender Appraisal Processing Program (LAPP) lenders can process loans faster than other lenders. VA LAPP lenders do not need to send any paperwork to VA until after the home sale is closed. VA’s long-standing policy is not to recommend any specific lender.

VA recommends that buyers compare lending terms among several lenders in order to find the best combination of interest rates, discount points, and other negotiable costs for a VA guaranteed loan.

4. Appraising the Property

When an eligible veteran contacts a lender to request a VA guaranteed loan, the lender obtains a VA number for the request via the Internet. The lender uses the VA number to monitor progress of the appraisal and loan application. The lender also sends a VA form to a state-licensed real estate appraiser who will visit the home to give the lender and VA an opinion of the market value of the property. The appraisal tells the lender and VA whether the property is expected to be adequate collateral for the requested loan. Neither the appraisal of the home nor the VA guaranty is a warranty from constructional defects and their resulting repair costs. Builders and brokers can issue warranties for the condition of the home’s structure and systems.

5. Closing the Sale

If the loan and home are approved, the buyer needs to contact a state-licensed insurance agent who will provide homeowner coverage to protect the owner and lender from property damage and loss. Title to the home is usually examined and insured by a title insurance company that may also prepare closing documents and enter them into public records after the closing. After the home is purchased and the loan is originated, the lender usually sells the active loan to another company which will receive the loan payments and pay the real estate taxes and insurance premiums.

For more information on VA loans or to see if you qualify, contact The Swain Group at (215) 757-7257 or carol@swainsells.com.

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