Investing in Bucks County, PA

Investing in Bucks County, PA

I am speaking to a lot of investors and they are asking, “Can we still find homes in your area?”  And my answer is YES!  Bucks County has ample opportunity for those looking to invest.  However, you need to do it right.  The days of slapping on some paint and putting in new carpet are over.  Completely rehabbed homes are in high demand!  When priced correctly they sell very quickly.

The vast majority of buyers today are looking a home that is completely remodeled.  They don’t want to do any work, and they will pay the money if it looks like a home from HGTV.  Yes, HGTV.  The HGTV effect has changed the real estate market. Effectively driving down the price of fixer uppers and driving up the price of rehabbed homes.  Buyers want it to be pretty and perfect.

Flipping Houses

So if you are an investor looking to flip in the Bucks County area you are in luck.  There are plenty of properties to be had.  And we are here to help.  The Swain Team understands how to work with investors.  We understand it is all about your bottom line.  We are knowledgeable about the area, foreclosure processes, short sales, and government owned homes.  So let us help you.

When you are ready to sell your flip, we are there to help as well.  We gear our marketing towards buyers looking for a rehabbed home with a remodeled kitchen and remodeled baths.  We will also start marketing the home in advance with our unique “coming soon campaign.”  Our goal is to create demand for your home in advance.  So hopefully we can have buyers lined up for the day it is ready to go on the market and get it sold FAST!  Essentially eliminating expenses you incur while the home is on the market.

If you have any questions on investing, we are happy to help.
If you need alternative financing, we can help with that as well.  When you are ready to begin investing, make the right choice and call The Swain Team at (215) 757-7257 or e-mail us at TheSwainTeam@gmail.com.

We are friendly and always willing to go the extra mile to help you.

Investing in Bucks County, PA

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How To Save Money When You Sell

How to Save Money when you Sell

savingmoney


There are so many ways a seller can lose money when selling and it starts with not hiring the right expert realtor.
You need a Pitbull negotiator. Someone that is relentless. People don’t understand how important an aggressive negotiator is for the sale of your home.
When another agent accepts a lower commission they are not going to do much marketing and they are not a skilled negotiator.
If they can’t negotiate their own commission, why would you want them to negotiate your sales price?

    Negotiating Points

  • Settlement Date
  • Inclusions/Exclusions
  • Settlement Date

Be very careful with seller’s assist most Realtors will make you pay a commission off total sales price, not your net number. Because it is their policy to be paid on the sales price. When those agents sell my listings, We make sure they know commission is paid off of the net. Why should a realtor get paid more because buyers bumped the price up?
You need someone to treat your money like it is their own.
We spend thousands on marketing to bring you the most amount of potential buyers as possible so you can yield the most money for your home.  Hire an Expert Realtor with Experience the average Realtor lists 1-2 per yr

Need Alternative Financing? Exclusive Programs Now Available!

Need Alternative Financing? Exclusive Programs Now Available!

Alternative Financing

Remember, You need to have a realtor who is experienced and there to protect you as well as your asset.

If you have any questions about today’s topic, or about real estate in general, please give me a call at 215-757-7257 or send me an email. We’d love to hear from you!

  • No Documentation Loan (No Doc Loan)
  • 1 Day out of Foreclosure, Short Sale or Deed-in-Lieu
  • Up to 85% LTV ( 15% down program )
  • Self Employed Borrower Programs
  • Credit scores down to 500
  • Mortgage Lates Last 12 Months OK
  • Non Warrant-able Condos OK
  • Loan amounts to $3 Million
  • 100% Gift Funds Allowed (100% of down payment come from friend/family member)
  • Foreign National Programs—Stated! – No US Credit
  • No Reserves, No prepayment Penalties
  • Bank Statement Program for Income, Self-Employed
  • Interest Only Available
  • 50% Documented Income for First Time Home Buyer

Call us for further inquires, we can help get you funding! These programs are unique and ideal for a candidate that does not fit the typical mortgage criteria.

Remember, You need to have a realtor who is experienced and there to protect you as well as your asset.

If you have any questions about today’s topic, or about real estate in general, please give me a call at 215-757-7257 or send me an email. We’d love to hear from you!

Benefits of using a Real Estate Team Vs. a Single Agent

Many people don’t realize how much goes into trying buy or sell a home. Each real estate transaction comes with stacks of paperwork, showing requests that need coordination, inspection meetings, ongoing marketing obligations, frequent negotiation meetings, listing appointments, comparative market analysis, Multiple Listing Service modifications, numerous telephone and Internet requests for information, and much more. As a Realtor you are pulled in 50 different directions rending it hard to concentrate on one task.

real estate group

Below is a list of the benefits of hiring a Real Estate Team to sell your home:
· Multiplies the effective effort of getting your home sold.
· Significantly increases the attention to detail allowing your home to be presented in the best possible light.
· Doubles the availability to field calls and questions from buyers and buyers agents to facilitate a faster successful sale.
· Adds a “Checks and Balances” and consultative and team approach to all aspects of the sale of your home.
· Enhanced marketing of your home through more innovative channels.
· Tips and advice on what to do to get your home sold
· Our Marketing Director offers complimentary visits to your home to walk through it  and help you get it ready to be shown.  This also helps you prepare for pictures.  Remember pictures are the first thing potential buyers see on the internet and that determines whether or not they will look at your home.
· Constant attention: your transaction will not be set aside while others are completed.
· Less wasted time, keeping inertia moving towards the goal of getting your home sold.
· More availability to your agents for greater communication throughout the selling process.
· Better management of document flow to assist a timely escrow closing.
· Increased traffic through more timely and effective showing schedule coordination with buyers agents.
· Doubles the leveraging of the inherent talents and skill sets of your listing agents.
· The Agent Team concept allows for greater flexibility throughout the entire process.
· You’ve just added at least two new people to your circle of friends!
· No extra fees or costs for double the attention towards successfully selling your home!
. You get your desired results! We are full time professional real estate agent team with proven record for selling homes!

On top of it all, The Swain Real Estate Team is assisted by a transaction coordinator to help facilitate thorough and complete paperwork, a marketing assistant including complimentary professional photography services, and a licensed real estate agent assistant to handle some of our administrative tasks ensuring that we are efficiently and effectively using our time in working for you and marketing and selling your home!
If you’re thinking about the possibility of listing your home for sale and would like to explore your many options, call us at (215) 757-7257 or email Carol@SwainSells.com for a free and confidential consultation.

Schedule for us to come out to your home for a custom value analysis of your home and have a friendly and no-obligation chat on your plans to sell when the time is right for you!

Proud Owner/Partner of #1 Office in Bucks County, Pa

The Stats from 2013 are in! And as a partner/owner of Keller Williams Real Estate in Langhorne I am proud to announce that our office was ranked NUMBER 1 in units SOLD in Bucks County, Pa.  If you know someone who is thinking about buying or selling please give them my name.  Referrals are the greatest compliment I can receive.
KW #1

 

 

 

 

 

If you are in the market to sell or buy contact us today at (215) 757-7257 or carol@swainsells.com.

How to Have a Smooth Home Purchase

Buying a new home can be an exciting time, whether it’s your first home or your fifth.  However, your savings, your credit rating, and your financial freedom are all on the line when purchasing a new home.  You want to feel comfortable when it is time to sign on the dotted line and feel good about the home you are about to purchase.  It’s important not to let your emotions cloud your judgment when you set out to buy what is most likely the largest single item of your life – your new home.

homeownership couple

Before you get to actually looking at homes, take the time to establish your needs and wants.  Make a careful assessment of what you absolutely must have in your new home compared to what would just be nice.  Be as specific as possible when determining your needs prior to purchase.  It will save you much time and concern to do this before looking rather than getting into a new home only to discover that it doesn’t meet your needs.

Determine how much you can afford in a home loan and get pre-approved.  Set up a budget for monthly payments and be realistic.  By assessing your financial situation and getting pre-approved, you can be certain that when you select a new home, you will have the financial backing to get you in as quickly as possible.  When considering the purchase of a home, don’t just look at your current financial status.  You will probably be in this home for years, and many things can change.  Take your future into account as well, looking at such things as job changes and a growing family.

Once you begin the process of searching for a home, don’t let emotions cloud your judgment.  Just because a house has a nice lawn or some interesting architectural features doesn’t mean it is the perfect one for you.  While it is important to consider the aesthetics of a property, consider that much of what you see can be changed.  Never judge a house by how the current owner has decorated.  Most likely, whatever is inside the house will be gone when the seller leaves, and it will be up to you to paint and decorate.

 Take the time to view several homes.  This doesn’t mean look at every house available on the market, but look at enough properties to get a good feeling that you aren’t just making an impulse buy.  When you find the right home, all the work you do in this process will pay off.

Once you have selected a home that you feel is right, inspect it thoroughly.  Be sure the home is inspected by a professional home inspection company, and go over that report with a fine-toothed comb.  By taking the time to do this before making the purchase, you can save yourself an endless amount of stress after the fact.  Don’t take anything for granted.  There are many pitfalls that can surface during the process, and it’s vital that you take care of these problems before you move in.  When inspecting your home, check for working utilities so there are no surprises later on.  Check out all costs and expenses before you sign anything.  Taxes, insurance and homeowner dues may appear, and you need to know all of them.  Ask as many questions as possible and be very conscious of details.

Use your home-buying team as much as possible.  Align yourself with the right real estate professional and you will have an entire team of reliable lenders, title representatives and home inspection companies available to you.  Each of these people should work hand in hand with you and each other for your benefit.

Be sure to do a final walk through once all the previous owner’s furnishings have been moved to be sure of no surprises.  Be absolutely positive the property is in exactly the same condition that you agreed upon in the contract.  Things that could not have been spotted before are often unintentionally overlooked.

Plan for flexibility.  Closing dates are not carved in stone.  Allow for certain contingencies and always have a back-up plan in the event that delays occur.  These types of circumstances are not at all uncommon in real estate transactions, so it is important that you are prepared for them.

Any and all promises and agreements must be written.  If it is not in writing, then assume that it doesn’t exist.  Even the best of intentions can be unintentionally misinterpreted, so take the time with your REALTOR to be certain that all agreements have been signed on paper.

Remember, your team will work best for you if you are honest and up front with them.  Take the time to select the right team of professionals to get you into your new home and do everything possible to make this an enjoyable experience.  They will return the favor by getting you into your new home as smoothly as possible.

Have a real estate question or want to take a look at the home? Contact Carol Swain today: (215) 431-8705 or Carol@SwainSells.com

Moving Checklist – Moving Tips

Moving Tips – 8 Weeks Before

Create a “move file” to keep track of estimates, receipts and other important information.
Check with the IRS for possible tax deductions – including moving expenses.
Budget for moving expenses and start collecting estimates – including a moving quote.
Read up on moving tips and topics at our Moving Resource Center.
Start researching your new community. The Internet is a great resource for finding online community guides and newspapers.
Contact the Chamber of Commerce to request their new resident packet.
Draw out a floor plan of your new home and start deciding which function each room will serve. Begin planning how to move into your new home.
Begin researching auto shipping companies.

Moving Tips – 7 Weeks Before

Start compiling medical and dental records – including prescriptions and shot records. Ask your doctors if they can refer you to a care provider in your new city.
Arrange to have school records transferred to your children’s new school district and/or daycare.
Get copies of any legal and financial records you need.
Arrange for veterinarian records to be transferred.
Call your insurance agent to see what changes to expect in your policies for changing states. Ask if moving is covered and arrange for insurance for your new home.
Contact health clubs or other organizations you have joined. Ask how to move, sell, or end your membership.

Moving Tips – 6 Weeks Before

Make a list of things that are valuable or difficult to replace. Plan on shipping these by certified mail or carrying them with you.
Make a list of friends, relatives and businesses to notify of your move.
Work your way through each room taking inventory and deciding what to donate or throw away. Start planning a yard sale or contact your local charities.
Subscribe to the newspaper in your new hometown to start learning about events and the local culture.
Begin using things that can’t be moved, such as frozen foods, bleach and aerosol cleaners.
moving pic
Moving Tips – 5 Weeks Before

Begin collecting boxes and other packing supplies. You can order a wide selection of moving boxes from U-Pack to be delivered to your door.
Begin packing items you don’t use often. Also start separating and disposing of the items you’ve designated for a yard sale, donation or the junk yard. If you donate, be sure to get a receipt for income tax purposes.
Start pinpointing a “move date”. This will be the day you receive your a trailer forloading. Try to take advantage of the lower rates offered Tuesdays through Thursdays and during the first three weeks of the month.
Plan for short-term or long-term storage at destination if needed.

Moving Tips – 4 Weeks Before

Reserve a trailer for moving or confirm with movers.
File a change of address with the Postal Service. If you are unsure of your new address, ask the postal service to hold your mail at their office in your new city.
Schedule disconnection of all utility services at your old home, and connection of them at your new one. Be sure to disconnect the day after you leave and connect the day before you arrive. If you have “last month” deposits with services, such as the water or gas company, request your refund.
Make travel arrangements for your pets. Don’t forget to include necessary medical and immunization records.
Advertise and host your garage sale.
Call your newspaper courier and set a date to cancel your subscription.

Moving Tips – 3 Weeks Before

Make sure all library books have been returned and all dry cleaning or items out for repair have been picked up. Also retrieve any items out on loan.
Decide if you will keep your plants or give them away.
Dispose of flammables, corrosives and poisons.
Have your automobile(s) serviced.
Prepare auto registration to be transferred.
If you are moving into or out of an apartment, arrange to use the elevator on your move day.

Moving Tips – 2 Weeks Before

Contact your bank and/or credit union to transfer or close accounts. Clear out safety deposit boxes. Pick up traveler’s checks or cash for “on the road” expenses.
Confirm travel arrangements for pets and family.
Confirm parking for your trailer, and obtain parking permits if needed.
Notify any creditors of your move.
Plan meals for the last week of the move to help empty the refrigerator and avoid using appliances that will already be packed.
Assemble a folder of important information about the house for the new owner of your home.

Moving Tips – 1 Week Before

Contact your local mover or trailer company to confirm a time to receive your trailer/mover one or two business days before your move.
Notify friends and family of your new address and phone number.
Finish packing and prepare an “essentials” box. Designate several moving boxes and items as “last load” items. Pack your suitcases and valuables separately.
Drain water hoses and waterbed.
Empty, defrost and clean your refrigerator at least 24 hours before moving day. Prepare all appliances for loading.
Fill any prescriptions or medications you will need for the next couple of weeks.
Make childcare arrangements for moving day.

Moving Out Checklist

Be familiar with packing and loading tips and personally supervise hired labor. You are ultimately responsible for how your goods are packed and loaded.
Load your goods in a pre-designated order, saving “last load” items for the rear of your shipment. This might include your vacuum cleaner or bed sheets.
Check every room, closet and cabinet one last time before deciding everything is loaded.
Verify the destination address and your contact information is correct on your BOL.
Leave a note with your new address in the house so that future residents can forward any stray mail.
Keep a friend or family member informed of your plans and “whereabouts” in case of an emergency or unforeseen event.

Moving In Checklist

Look over your home make sure all the utilites are turned on and working.
Check appliances and systems to ensure all are working properly, and arrange for repairs if necessary.
Verify that your mail is being delivered to your new address and pick up any mail being held.
Consider drawing out your new floor plan and decide where you want furniture and appliances placed.
Unpack

After the Move Checklist

Keep all receipts and documentation in your move file and store the file in a safe place. You’ll be glad to have everything in one place at tax time.
Get a new driver’s license and new tags for your automobile.
Register to vote.
Contact the local paper for a new subscription.

Have a real estate question or want to take a look at the home? Contact Carol Swain today: (215) 431-8705 or Carol@SwainSells.com